If you are seeking ongoing portfolio guidance within the context of an overall investment strategy, this program is for you. Given that this strategy can only be developed in light of your overall financial situation and life goals, the first step involved is to complete our Financial Planning or Retirement Planning program. With this foundation established, we then proceed to address your specific investment needs.
Our approach does not rely on short-term market timing efforts, but on long-term investment principles. Since research studies identify asset allocation as the key determinant of portfolio returns, the cornerstone of our work is development of a custom-tailored allocation strategy reflecting your risk tolerance, cash flow needs, tax status and time horizons.
Once that strategy is agreed to, we construct a diversified portfolio for you, one designed to enhance returns, control risks and minimize expenses. In light of the strong evidence that most mutual funds do not outperform their benchmark indices in the long run, our recommendations rely heavily on index and exchange traded funds; supplemented in some very specialized market sectors by no-load mutual funds with solid track records.
We review your portfolio on a quarterly and annually we sit down together to carefully assess performance. If initial allocations have shifted markedly due to variations in returns rebalancing may be recommended. We also use this meeting to examine any possible changes in strategy warranted by changes in personal circumstances or the overall financial environment.
As a rule, however, we believe in keeping changes to the minimum because, in our opinion, a disciplined, long-term strategy is far more likely to achieve favorable results than an approach relying upon frequent portfolio turnover.
Our fees are based on the amount of assets in the portfolio we are managing for you.
Bosworth Financial Services, LLC ("Bosworth Financial Services") is a registered investment adviser offering advisory services in the State of New York and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Bosworth Financial Services in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
AIl written content on this site is for information purposes only. Opinions expressed herein are solely those of Bosworth Financial Services, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties' informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.